mobile logo
 

Personal Lease

We wrote the book in Auto Leasing

The costliest factor of owning a car is its depreciation. Think about it. The moment the car drives off the dealer’s lot, it loses value. While many people take out a car loan to finance a car, leasing offers another way to have a new car in your driveway.

When it comes to buying and leasing, there’s no one size fits all answer. Consumers should carefully consider all of the pro and cons, and the costs involved to determine which option best fits their needs.

At Alpha Leasing, we have the capability to manage all of your needs throughout your vehicle’s entire lease cycle. We’ll also save you time and money at the end of your vehicle’s lease.

Give us a call to discuss your options. We’re ready to help you today!

PersLeaseInsert

Lease vs. Buy Calculator

This calculator compares the cost of leasing a vehicle with purchasing a vehicle.  Please enter your information below.  You can fill in your actual monthly payments or leave them blank.  We will calculate the monthly lease and loan payments from the rest of the information that you have entered.

Click the calculator icon to calculate the costs of leasing and purchasing

Description
  1. Purchase Price
  2. Use Tax / Sales Tax
  3. Upfront Fees
  4. Capitalized Fees
  5. Cash Down Payment
  6. Net Trade-In Allowance
  7. Rebates
  8. Term (in months)
  9. Interest Rate
  10. Monthly Payments
  11. Security Deposit
  12. Residual / Resale Value
  13. Annual Savings Rate
  • Monthyl Payments
  • Total of Payments
  • Upfront Expenses
  • Cash Down Payment
  • Resale Value
  • Forgone Interest Earnings
  • Total Cost
  • Average Cost Per Year
Lease
Loan
Calculate the Money Factor
WHY LEASE?

There are several benefits to leasing versus buying a car. We’ve compiled a list of reasons why we consider leasing the better option.

LOW OR NO DOWN PAYMENT

Most leases require little to no upfront cash, allowing you to drive a new car without the large down payments associated with installment loans.

BETTER CASH FLOW, LOWER MONTHLY PAYMENTS

Monthly lease payments average 20 percent lower than comparable transactions involving installment loans. This saves you thousands of dollars over the term of your lease.

MORE FEATURES FOR LESS MONEY

Lease payments are determined by a vehicle’s resale value at the end of the terms: the higher the resale value, the lower the payments. The resale value is positively influenced by a car’s options. Simply put, you can drive a better-equipped car when you lease than when you buy.

AVOID HIGH COSTS OF NEW CAR

Leasing provides an alternative when buying a car is too expensive. When you lease, you essentially rent the car for a fixed number of months (e.g. 48 months) and pay to use the car only during the terms of your lease.

NO HASSLE -- ONLY CONVENIENCE

When your lease terms are up, you can choose to return your vehicle and lease a new one. When you lease, you avoid the hassle of negotiating trade-in values on your old vehicle, as well as the need to present a down payment for a new car.