FAQs

Step 1: Either you pick out your vehicle and negotiate the price with the dealer or you contact us and we take care of this step for you.
Step 2: We evaluate your situation and pick out the best lease program for you.
Step 3: You fill out the application forms and we get your credit approved.
Step 4: We overnight the Lease Documents to you for signature and return by overnight mail.
Step 5: We pay the dealer and you either pick up the vehicle or we deliver it to you.

First of all, our financial sources are major national banks so we can write leases anywhere in the Continental United States.   Secondly, since we are an independent leasing company we can purchase vehicles from any dealership in the nation.  Whether you arrange a purchase through a local dealer, or we use one of our preferred dealers and deliver the vehicle to you, we can save you money.

We offer the flexibility to do it either way.  Some customers like to pick out their own vehicle and use us to put the deal together.  In many cases we can negotiate a lower price for you.  Other customers want to “avoid the car lot at all costs,” or are not sure which vehicle is right for them.  Give us a call and we will handle the entire process for you.  We take care of all of the hassles for you, and get you the best deal.

Give us a call and we will provide you a detailed financial and tax Lease vs Buy analysis tailored to your specific situation.

Yes you can lease a used vehicle from the current model year, plus the previous three model years.  You may be surprised how cheaply you can lease a used luxury vehicle.

We are different in just about every way imaginable.  As an independent leasing company, we can lease any make and model.  We are not stuck with a limited number of vehicles that may not meet your needs.  We never play any games.  From the time that you calculate payments online through closing the deal, we always give you real numbers and don’t hide anything from you.  We have several funding sources, whereas many dealers only have one or a few sources.  We can provide you with a professional lease versus buy analysis that nobody else can match.

Yes.  The typical lease allows 15,000 miles year.  However, we will work with you to customize a lease that meets your driving needs.  You can purchase as few as 12,000 miles per year, or in excess of 20,000 if necessary.  Contact our leasing professionals and they will explain how a lease may work for you, even if you drive a lot of miles.

Yes you will have to pay for any excess mileage when you turn in your vehicle.  Mileage charges can run anywhere from 12 to 24 cents per mile and are disclosed on the lease agreement.  While many people see this as a negative of leasing, remember you will pay a “mileage penalty” if you own a vehicle and drive excess miles.  When you go to sell your vehicle, will it sell for the same price with 100,000 miles as it would with 60,000?  Please see our article in the Business Aspects section of the website where we have answered this question.

You can return the vehicle at the end of the lease, purchase the vehicle for the purchase option, or in many cases re-lease the vehicle.  We have an end-of-term program that will help you evaluate the best option for you.

You will be charged a turn-in fee, typically $250-$399.  You may also be charged for excess mileages and/or excess wear and tear.  We have several strategies for helping you minimize any of these charges.  Just give us a call and we will be glad to analyze your specific situation and give you recommendations.

The main reason is that these are real payments, not the teaser rates that you will often be quoted in the newspaper or by your local dealer.  These are not leases where you have to put $5,000 down or stripped down vehicles that do not have any options.  We promise full disclosure from the time you first generate a quote until you sign a contract.