explains the following:
Protecting the confidentiality of our customer information.
we gather information.
types of information we share, why and with whom.
Opting Out - how to instruct us not to share certain information
about you or not to contact you.
Protecting the confidentiality of our customer
We take our responsibility to protect
the privacy and confidentiality of customer information very
seriously. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to store and secure
information about you from unauthorized access, alteration, and
destruction. Our control policies, for example, authorize
access to customer information only by individuals who need access
to do their work.
time to time, we enter into agreements with other companies to
provides services to us or make products and services available to
you. Under these agreements, the companies may receive
information about you but they must safeguard this information, and
they may not use it for any other purposes.
business with our company. If we change our privacy policies
to permit us to share additional information we have about you, as
described below, or to permit disclosures to additional types of
applies to consumers who are current customers or former customers.
We Gather Information:
As part of providing you with financial products or services, we may
obtain information about you from the following sources:
Applications, forms, and other information that you provide to
us, whether in writing, in person, by telephone, electronically,
or by any other means. This information may include your
name, Social Security and taxpayer identification, address,
employment information, income, and credit references;
Your transaction with us, our affiliates, or others. This
information may include your account balances, payment history,
and account usage;
Consumer reporting agencies. This information may include
account information and information about your credit
Public sources. This information may include, employment
records, telephone numbers, etc.
Information We Share:
We may disclose information we have
on you as permitted by law. Where
are required to, we may provide
information about you to
third-parties without your consent,
as permitted by law, such as:
regulatory authorities and law enforcement agencies.
protect against or prevent actual or potential fraud,
unauthorized transactions, claims, or other liability.
report account activity to credit bureaus.
consumer reporting agencies.
respond to a subpoena or court order, judicial process or
also provide information about you to our service providers to help
us process your applications or service your accounts. Our
service providers may include lenders, national credit bureaus, and
We may also share information about you within our corporate
family of office(s). We may share all of the categories of
information we gather about you, including identification
information (such as your name and address), credit reports (such as
your credit history), application information (such as your income
or credit references), your account transactions and experiences
with us (such as your payment history), and information from other
parties (such as your employment history).
prohibit sharing of application and third-party credit- related
information within our company or any third-party company at any
time. If you would like to limit disclosures of personal
information about you as described by this notice, just send an email to